Murf,
Don't count on an Engineer's liability insurance to cover anything. Unless he is standing there the entire time the repair is made (which is expensive), any future failure would likely be a case of finger pointing at best. By the time it is sorted out, you would spend more on the lawyers than on repairing it. I own a private strucutral engineering practice and can tell you from experience, getting an engineer to cough up any dough is tough. I still recommend getting an engineer to give his opinion, but don't count on him being an insurance policy - just maybe some peace of mind knowing you are on the right track.

-Rob

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